Refer a Friend

Introduce a friend, colleague or family member and receive a $250 gift card.

It only takes 3 simple steps.

You realise a friend or family member could benefit from our help with a new loan or to refinance their existing one.
You ask for their permission and enter their details for us to reach out.
Once the loan is settled, we'll send you a $250 gift card.

Terms & conditions apply, see below for details.

Reviews for Cairncross Group Capital

RC

Robbie Caines

James was a breeze to work with, handled my new home loan from start to finish - Highly recommend - Would use again, Thanks James.

IF

Ivana Fahy

James was absolutely amazing every step of the way through our loan process. Taking the time to explain everything and going above and beyond for us. He is fast to respond, has a friendly manner and most importantly he knows his business. Thank you so much for making our home ownership dream come true. Ivana & Brett

JD

Joseph Dan

I had an outstanding experience with James. From start to finish, he made the entire mortgage process possible. He was always professional, approachable, and incredibly responsive, resolving any issues that came up along the way. ...

Terms & Conditions

Eligibility for the $250 gift card is based on this criteria

A successful referral is achieved once the loan has settled with the lender.
Minimum loan size - $500,000
Loan must be settled within 12 months from the date referral was received
This referral program begins on 1st January 2025.
$250 you receive will be in the form of a gift card only and will be sent digitally via your choice of sms or e-mail within 3 business days after home loan has settled.

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.