Refer a Friend

Introduce a friend, colleague or family member and receive a $250 gift card.

It only takes 3 simple steps.

You realise a friend or family member could benefit from our help with a new loan or to refinance their existing one.
You ask for their permission and enter their details for us to reach out.
Once the loan is settled, we'll send you a $250 gift card.

Terms & conditions apply, see below for details.

Reviews for Cairncross Group Capital

GB

Gagandeep Bimbra

I highly recommend James for anyone looking for a knowledgeable and trustworthy mortgage broker. I had the pleasure of working with James when we were both at Lotus Doors. He has always been professional, approachable and genuinely committed to helping people. James takes the time to understand your situation, communicates clearly throughout the process and always goes the extra mile to find the right solution. If you’re looking for someone who is honest, reliable and truly cares about achieving the best outcome for his clients, I wouldn’t hesitate to recommend James.

TL

Taylah Lee

James somehow managed to keep both me and my elderly parents happy throughout the mortgage process—which deserves an award in itself! He patiently answered every question (including the ones we asked more than once), kept us laughing, and made the whole experience far less stressful than we expected. His professionalism, clear communication, and genuine care for our family shone through from start to finish. We’re so grateful for all his hard work and would wholeheartedly recommend James to our friends and family.

NB

Nic Burke

I cannot recommend James highly enough. James and his team organised refinancing for our home extremely quick, and was able to secure us a better interest rate than we could find ourselves. We will always continue to use James for our lending and finance requirements in the future.

Terms & Conditions

Eligibility for the $250 gift card is based on this criteria

A successful referral is achieved once the loan has settled with the lender.
Minimum loan size - $500,000
Loan must be settled within 12 months from the date referral was received
This referral program begins on 1st January 2025.
$250 you receive will be in the form of a gift card only and will be sent digitally via your choice of sms or e-mail within 3 business days after home loan has settled.

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate from my lender panel for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients from my lender panel.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.