Our Team

James Cairncross

Finance & Mortgage Broker at Cairncross Group Capital

james@cgcap.com.au

0438 868 923

Unit 304/65 Victor Cres, Narre Warren VIC 3805

Cairncross Group Capital James Cairncross

James Cairncross is a Finance & Mortgage Broker at Cairncross Group Capital

James Cairncross is an experienced Mortgage Broker, proudly serving clients through Cairncross Group Capital (CGC), based in the heart of Narre Warren, VIC. With a passion for helping people achieve their property goals, James has built a strong reputation for delivering tailored lending solutions that put his clients first, whether they’re around the corner or across the country.

With a comprehensive network of banks and lenders at his fingertips, James is dedicated to finding the right loan to suit each client’s unique financial situation. His deep knowledge of lending structures, combined with a commitment to clear communication, ensures his clients feel supported and confident throughout the entire loan process.

James specialises in:

  • Investment property loans and portfolio structuring

  • Bridging loans for smooth transitions between properties

  • Construction loans for new builds

  • First home buyer support

  • Refinancing strategies

  • Residential home loans for owner-occupiers and investors

Offering both in-person consultations for clients in Narre Warren, Berwick, Beaconsfield, Clyde North, Pakenham, and Officer, as well as virtual appointments for those further afield, James ensures expert mortgage advice is always within reach.

Whether you’re buying your first home, building your dream property, or expanding your investment portfolio, James Cairncross is committed to making your finance journey smooth, personalised, and successful.

Ready to chat to our Team?

Reviews for Cairncross Group Capital

JR

Janet Rowley

James was fantastic from start to finish when helping us with refinancing. Nothing was too much trouble and was always available to answer any questions even after hours. Thank you James for making the process so easy. Would recommend James highly

CB

Cece Burg

James was very knowledgeable and always took the time to answer my questions. He found the best bank to accommodate our needs and his home visit really helped when my schedule was so busy. Thanks again for your help James.

CS

Claire Seears

James is amazing at his job and very compassionate about looking after his clients and getting the best deal for their circumstance ...

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Ready to get started?