Our Team

Check out the team at Cairncross Group Capital and get in touch with a qualified Finance & Mortgage Broker today.

Rated 5 from 64 Reviews

James Cairncross

James Cairncross

Finance & Mortgage Broker

James Cairncross is an experienced Mortgage Broker, proudly serving clients through Cairncross Group Capital (CGC), based in the heart of Narre Warren, VIC. With a passion for helping people achieve their property goals, James has built a strong reputation for delivering tailored lending solutions that put his clients first, whether they’re around the corner or across the country.

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Carlo

Carlo

Credit Analyst

As a Credit Analyst, I'm passionate about helping clients achieve their property goals by ensuring every loan application is accurately assessed and presented for the best possible outcome. I combine strong attention to detail with a client-first approach, working behind the scenes to simplify the lending process and provide a smooth, efficient experience. Whether you're purchasing your first home, refinancing, or investing, I'm committed to helping make your journey to approval as seamless as possible.

Nanika

Nanika

Settlements Officer

With over three years of experience in the Australian mortgage industry, I enjoy helping clients navigate the lending process and making their journey to homeownership as smooth as possible. I thrive on attention to detail, problem-solving, and delivering great outcomes. When I'm not processing loans, you'll find me out on a run. Running is my reset button, it brings me peace, clears my mind, and keeps me motivated. The discipline and persistence I build on every run are the same qualities I bring to my work every day.

Angel

Angel

Client Service Manager

I’ve been working as a Client Service Manager for the past year, after spending just over a year in the Australian financial planning industry before moving into mortgages. I enjoy connecting with clients, keeping things simple, and making sure the process feels smooth and stress‑free. Outside of work, I’m usually on the hunt for the perfect matcha while cafe hopping or tucked away journaling and reading in a cozy spot.

Ready to chat with our team at Cairncross Group Capital?

Reviews for Cairncross Group Capital

KM

Kenneth McCaskill

My partner and I needed to refinance because we wanted to get some Reno's done. We got knocked back by two other brokers before a friend recommended james to us and he knocked it out of the park. Not only did he get the job done but he got us a great rate. Communication was fantastic and he couldnt have been nicer. Great bloke. Will be using his services again in the future

GB

GurPreet Brar

Had an amazing experience with James and his team. They provide such an exceptional service. They're knowledgeable, thorough and really took time to explain everything. I really highly recommend them for your finance needs"

K&

Kim & Angelito (Groomers - ASO & PURR)

James was an absolute legend to deal with! He made the whole mortgage process easy to understand, kept us updated the whole way through, and was always quick to help with any questions. Couldn’t recommend him highly enough!

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate from my lender panel for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients from my lender panel.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Ready to get Started?

Book a chat with a Finance & Mortgage Broker at Cairncross Group Capital today.