Our Team
Check out the team at Cairncross Group Capital and get in touch with a qualified Finance & Mortgage Broker today.
Rated 5 from 52 Reviews
Rated 5 from 52 Reviews
James Cairncross is an experienced Mortgage Broker, proudly serving clients through Cairncross Group Capital (CGC), based in the heart of Narre Warren, VIC. With a passion for helping people achieve their property goals, James has built a strong reputation for delivering tailored lending solutions that put his clients first, whether they’re around the corner or across the country.
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As a Credit Analyst, I'm passionate about helping clients achieve their property goals by ensuring every loan application is accurately assessed and presented for the best possible outcome. I combine strong attention to detail with a client-first approach, working behind the scenes to simplify the lending process and provide a smooth, efficient experience. Whether you're purchasing your first home, refinancing, or investing, I'm committed to helping make your journey to approval as seamless as possible.
With over three years of experience in the Australian mortgage industry, I enjoy helping clients navigate the lending process and making their journey to homeownership as smooth as possible. I thrive on attention to detail, problem-solving, and delivering great outcomes. When I'm not processing loans, you'll find me out on a run. Running is my reset button, it brings me peace, clears my mind, and keeps me motivated. The discipline and persistence I build on every run are the same qualities I bring to my work every day.
I’ve been working as a Client Service Manager for the past year, after spending just over a year in the Australian financial planning industry before moving into mortgages. I enjoy connecting with clients, keeping things simple, and making sure the process feels smooth and stress‑free. Outside of work, I’m usually on the hunt for the perfect matcha while cafe hopping or tucked away journaling and reading in a cozy spot.
AC
Ashleigh Crisafi
James and his team have been absolutely amazing securing our first house loan. Great communication and presented options for us! We are over the moon with the result and cannot express our appreciation enough!
TC
Tracey Carter
James was a delight to work with he made the whole process of getting firstly pre approved and then formal approval easy for this first time home buyer with his continued support. I would highly recommend his services.
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Shereen
Perfect
Of course! We believe that we can find the best interest rate from my lender panel for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients from my lender panel.
We can help with Home and Investment Loans, Construction Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Cairncross Group Pty Ltd ABN: 72 669 821 970. Authorised under Australian Credit Licence #562247.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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