Our Team
Check out the team at Cairncross Group Capital and get in touch with a qualified Finance & Mortgage Broker today.
Rated 5 from 55 Reviews
Rated 5 from 55 Reviews
Finance & Mortgage Broker
James Cairncross is an experienced Mortgage Broker, proudly serving clients through Cairncross Group Capital (CGC), based in the heart of Narre Warren, VIC. With a passion for helping people achieve their property goals, James has built a strong reputation for delivering tailored lending solutions that put his clients first, whether they’re around the corner or across the country.
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Credit Analyst
As a Credit Analyst, I'm passionate about helping clients achieve their property goals by ensuring every loan application is accurately assessed and presented for the best possible outcome. I combine strong attention to detail with a client-first approach, working behind the scenes to simplify the lending process and provide a smooth, efficient experience. Whether you're purchasing your first home, refinancing, or investing, I'm committed to helping make your journey to approval as seamless as possible.
Settlements Officer
With over three years of experience in the Australian mortgage industry, I enjoy helping clients navigate the lending process and making their journey to homeownership as smooth as possible. I thrive on attention to detail, problem-solving, and delivering great outcomes. When I'm not processing loans, you'll find me out on a run. Running is my reset button, it brings me peace, clears my mind, and keeps me motivated. The discipline and persistence I build on every run are the same qualities I bring to my work every day.
Client Service Manager
I’ve been working as a Client Service Manager for the past year, after spending just over a year in the Australian financial planning industry before moving into mortgages. I enjoy connecting with clients, keeping things simple, and making sure the process feels smooth and stress‑free. Outside of work, I’m usually on the hunt for the perfect matcha while cafe hopping or tucked away journaling and reading in a cozy spot.
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Gagandeep Bimbra
I highly recommend James for anyone looking for a knowledgeable and trustworthy mortgage broker. I had the pleasure of working with James when we were both at Lotus Doors. He has always been professional, approachable and genuinely committed to helping people. James takes the time to understand your situation, communicates clearly throughout the process and always goes the extra mile to find the right solution. If you’re looking for someone who is honest, reliable and truly cares about achieving the best outcome for his clients, I wouldn’t hesitate to recommend James.
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Taylah Lee
James somehow managed to keep both me and my elderly parents happy throughout the mortgage process—which deserves an award in itself! He patiently answered every question (including the ones we asked more than once), kept us laughing, and made the whole experience far less stressful than we expected. His professionalism, clear communication, and genuine care for our family shone through from start to finish. We’re so grateful for all his hard work and would wholeheartedly recommend James to our friends and family.
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Nic Burke
I cannot recommend James highly enough. James and his team organised refinancing for our home extremely quick, and was able to secure us a better interest rate than we could find ourselves. We will always continue to use James for our lending and finance requirements in the future.
Of course! We believe that we can find the best interest rate from my lender panel for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients from my lender panel.
We can help with Home and Investment Loans, Construction Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Cairncross Group Pty Ltd ABN: 72 669 821 970. Authorised under Australian Credit Licence #562247.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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