James Cairncross

James Cairncross is an experienced Mortgage Broker, proudly serving clients through Cairncross Group Capital (CGC), based in the heart of Narre Warren, VIC. With a passion for helping people achieve their property goals, James has built a strong reputation for delivering tailored lending solutions that put his clients first, whether they’re around the corner or across the country.

With a comprehensive network of banks and lenders at his fingertips, James is dedicated to finding the right loan to suit each client’s unique financial situation. His deep knowledge of lending structures, combined with a commitment to clear communication, ensures his clients feel supported and confident throughout the entire loan process.

James specialises in:

• Investment property loans and portfolio structuring

• Bridging loans for smooth transitions between properties

• Construction loans for new builds

• First home buyer support

• Refinancing strategies

• Residential home loans for owner-occupiers and investors

Offering both in-person consultations for clients in Narre Warren, Berwick, Beaconsfield, Clyde North, Pakenham, and Officer, as well as virtual appointments for those further afield, James ensures expert mortgage advice is always within reach.

Whether you’re buying your first home, building your dream property, or expanding your investment portfolio, James Cairncross is committed to making your finance journey smooth, personalised, and successful.