About Cairncross Group Capital
We have a track record helping clients with their their lending needs. Read more about us today
Rated 5 from 49 Reviews
Rated 5 from 49 Reviews
Cairncross Group Capital is a trusted mortgage broking firm located in the heart of Narre Warren, Victoria. Founded and led by experienced Mortgage Broker James Cairncross, the firm has built a strong reputation for delivering tailored lending solutions to clients in Narre Warren, surrounding suburbs, and across Australia.
With a deep understanding of the lending landscape and a client-first approach, we are committed to helping individuals and families secure the right loan for their unique needs. Whether you're buying your first home, investing in property, refinancing, or navigating a more complex loan scenario, we bring both expertise and dedication to every client interaction.
At Cairncross Group Capital, clients benefit from access to a wide panel of banks and lenders nationwide. This broad network allows James to offer highly personalised advice and match clients with the most competitive loan products available.
We specialises in:
Structuring loans for property investors
Supporting first home buyers
Refinancing existing loans
Arranging bridging finance
Facilitating construction loans for new builds
Helping clients secure finance for their dream homes
Co-Living and NDIS properties for Owner Occupied and Investors
Cairncross offers flexible consultation options, including video meetings for clients across the country and in-person appointments for those in Berwick, Beaconsfield, Clyde North, Pakenham, Officer, and surrounding areas.
At Cairncross Group Capital, you're not just applying for a loan—you’re gaining a trusted advisor to help you through every step of the lending journey.
Reach out today and let us guide you toward your property and financial goals with confidence.
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bek bell
James was an absolute dream to work with when it came to finance with our property. His access to different lenders opened up doors for us that previously seemed closed. His communication was excellent, he is friendly, kind and compassionate and was very professional. We can't thank James enough for his help with our finance and wouldn't hesitate to recommend him to everyone. Thanks James, you are a legend!
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Danielle Don
I cannot recommend James at Cairncross Group Capital highly enough. From the moment we made contact he was quick to answer all questions, follow up on information and took the time to look deeply into our situation and the best solutions and finance options to suit our specific needs and requirements. James clearly laid out multiple options and offered guidance and advice but ultimately left all decision making to us. James was recommended by a friend, and now, i hope to recommend James to friends and others. Can't beat this service.
SF
Sam Fisher
James and the team were outstanding, and I cannot recommend them highly enough. Obtaining a loan can feel daunting, but they made the entire process smooth and stress-free. Throughout, no question was ever too small, and their responses were always prompt, regardless of the time of day. Their exceptional level of service gave me complete peace of mind, allowing me to focus on my day-to-day work without worry.
























































Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.