About Cairncross Group Capital

We have a track record helping clients with their their lending needs. Read more about us today

Rated 5 from 33 Reviews

About Cairncross Group Capital

Cairncross Group Capital is a trusted mortgage broking firm located in the heart of Narre Warren, Victoria. Founded and led by experienced Mortgage Broker James Cairncross, the firm has built a strong reputation for delivering tailored lending solutions to clients in Narre Warren, surrounding suburbs, and across Australia.

With a deep understanding of the lending landscape and a client-first approach, we are committed to helping individuals and families secure the right loan for their unique needs. Whether you're buying your first home, investing in property, refinancing, or navigating a more complex loan scenario, we bring both expertise and dedication to every client interaction.

At Cairncross Group Capital, clients benefit from access to a wide panel of banks and lenders nationwide. This broad network allows James to offer highly personalised advice and match clients with the most competitive loan products available.

We specialises in:

  • Structuring loans for property investors

  • Supporting first home buyers

  • Refinancing existing loans

  • Arranging bridging finance

  • Facilitating construction loans for new builds

  • Helping clients secure finance for their dream homes

  • Co-Living and NDIS properties for Owner Occupied and Investors

Cairncross offers flexible consultation options, including video meetings for clients across the country and in-person appointments for those in Berwick, Beaconsfield, Clyde North, Pakenham, Officer, and surrounding areas.

At Cairncross Group Capital, you're not just applying for a loan—you’re gaining a trusted advisor to help you through every step of the lending journey.

Reach out today and let us guide you toward your property and financial goals with confidence.

Ready to chat to a qualified Finance & Mortgage Broker?

Reviews for Cairncross Group Capital

SR

Sally Rodgers

James was absolutely brilliant. I knew nothing about buying my first house. For many people, like myself, it just didn't seem achievable. That was until I sat down and had a chat with James. ...

HL

Hayden Lownds

James was the best decision we made, recommended by a friend of mine. Everything was smooth the whole way from initial discussions, filling out forms and organising banking information. ...

MT

Maddison Tustin

Couldn’t possibly recommend James higher . His availability and flexibility for appointments to help run through everything myself and my partner needed to do to be able to get a house . Really easy to talk to and doesn’t make you feel bad ...

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Ready to get Started?

Book a chat with a Finance & Mortgage Broker at Cairncross Group Capital today.