RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  CG Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.74% (5.75%*) • Home Loan Fixed: 5.39% (5.77%*) • Fixed: 5.39% (5.77%*) • Variable: 5.74% (5.75%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 5.55% (5.96%*)
Frequently Asked Questions

  Frequently Asked Questions 
[  Blog  ]

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Government & Regulation

What is Target Market Determination (TMD)?

Determining a target market is an essential step for any business, including banks operating in Australia. By carefully analysing and identifying their target market, banks can tailor their products and services to the specific needs and preferences of their customers, ultimately leading to increased customer satisfaction and loyalty

Retired Couple
Reverse Mortgages

What is a Reverse Mortgage?

If you’re aged 60 or over and own your home, releasing equity from your property could be an option worth

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Agriculture and Farming

What is Agricultural Finance?

Agricultural, Rural, and Farming Finance is a structured and tailored loan solutions for farmers and agribusinesses. Whether you operate a

Business Finance
Private Lending

What is Private Lending?

Private lending offers flexibility in terms of a loan structure and approval processes when compared to traditional lenders, with the

PC and Phone, Stock Market
Advanced Considerations

What is a Margin Loan?

A margin loan is a type of investment loan that lets you borrow money to invest in shares, managed funds and other approved financial products. Using a margin loan may be a way to amplify your investing power and build wealth.

Foreign Flags
Advanced Considerations

Australian Expat Home Loans

Thera are generally very few limitations for Australians expat, and In most cases, you may borrow as much as a citizen residing in Australia. You may generally borrow up to 90% of the property value with stable employment, and usually 80% when self-employed.

Postcode
Home Loans (General)

Property Postcode Restrictions (LMI & Lending)

Lenders assess mortgage applications differently based on the location of the property being offered as security. A lender, or the Lenders Mortgage Insurance provider, will apply more rigid lending policies in high-risk locations to limit their risk …

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First Home Buyer FAQ

What is the First Home Super Saver Scheme (FHSS)?

If you’re a first home buyer, you may be eligible to withdraw voluntary super contributions you’ve made to put toward a home deposit. Through the First Home Super Saver Scheme (FHSSS), first-home buyers may be able to use Australia’s superannuation system as …

Family New Home
Home Loans (General)

Can Rent Be Used as Genuine Savings?

Getting into the property market is difficult when you’re paying rent because you’re still required to save a 5% deposit towards a new home. While the deposit is still usually required, many lenders will accept your rental history as a …

Accountant
Home Loans (General)

Self-Managed Super Fund Loans

Self-Managed Super Funds are often used by investors as a means to take control over their superannuation for the purpose of investing in property of their own choosing. However, Self-Managed Super Funds – particularly when used for investing – is a complex …

The frequently asked questions listed here are listed on the appropriate information pages on this website. However, feel free to browse the archive for information that may relate to your circumstances.

  Timezone: 1 · [ CHANGE ]

Fixed Interest Only (P&I)
Interest*
5.55%
Comparison*
5.96%
   
5.59%
6.57%
   
5.64%
6.44%
   
5.68%
5.97%
   
Variable Interest Only (P&I)
Interest*
5.99%
Comparison*
6.01%
   
5.99%
6.14%
   
6.04%
6.05%
   
6.04%
6.06%
   
Invest Interest Only
Interest*
5.59%
Comparison*
6.66%
   
5.64%
6.44%
   
5.69%
6.14%
   
5.79%
7.73%
   
Invest Loans
Interest*
5.55%
Comparison*
5.96%
   
5.59%
6.57%
   
5.64%
6.44%
   
5.68%
5.97%
   
 What Others Have to Say...
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