RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  CG Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.74% (5.75%*) • Home Loan Fixed: 5.39% (5.77%*) • Fixed: 5.39% (5.77%*) • Variable: 5.74% (5.75%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 5.55% (5.96%*)

Do I Qualify For a State First Home Owner’s Grant?

The First Home Owners Grant is a national scheme funded by the States and Territories and administered under their own legislation. The grants differ from State to State, and can take the form of a discounted or reduced property transfer fee, and maybe a one off tax-free payment to first home buyers in Australia, who satisfy the eligibility criteria. To be eligible, you must be at least 18, you or other applicants may not be a company or trust, at least one of the applicants must be a permanent Australian resident, and you must occupy the residence for 6 months beginning in the first 12 months of settlement.

The following links will take you to a Government website detailing the incentives that apply in each state. Of course, you can call us and we’ll provide you with appropriate information.

Download our 40-page First Home Buyer Guide. It'll guide you through the process of buying your first home.
First Home Buyer Book Image, April 2025
  Timezone: 1 · [ CHANGE ]

Related FAQs:

Black Piggy Bank

What is the Consumer Price Index (CPI)?

Inflation is an increase in the level of prices of the goods and services that households buy. It is measured as the rate of change of those prices. Typically, prices rise over time, but prices can also fall (a situation called deflation).

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Owner Occ. (Selected P&I Rates)
Interest*
5.39%
Comparison*
5.77%
   
5.39%
6.30%
   
5.49%
5.71%
   
5.49%
6.27%
   
Selected Invest Products (P&I)
Interest*
5.55%
Comparison*
5.96%
   
5.59%
6.57%
   
5.64%
6.45%
   
5.68%
5.97%
   
Selected Multiple Lenders (Fixed)
Interest*
5.39%
Comparison*
5.77%
   
5.39%
6.30%
   
5.49%
5.71%
   
5.49%
6.27%
   
Selected Multiple Lenders (Variable)
Interest*
5.74%
Comparison*
5.75%
   
5.74%
5.76%
   
5.88%
5.88%
   
5.88%
5.90%
   
Selected BIg-4 Lenders (Variable)
Interest*
6.04%
Comparison*
6.05%
   
6.14%
6.14%
   
6.19%
6.20%
   
6.19%
6.23%
   
Selected Invest Products (IO)
Interest*
5.59%
Comparison*
6.66%
   
5.64%
6.44%
   
5.69%
6.14%
   
5.79%
7.73%